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Whenever you check your credit report, you`ll find a section titled "Credit Inquiries" or "Regular Inquiries." These inquiries are made by organizations that pulled your credit report – and they can remain on your report for up to two years. I`m sure you`re already wondering if they have any connection with your credit score (they do), and what you can do about them (read on to find out)! Credit inquiries are of two kinds – hard and soft. Hard inquiries occur when you grant a lender permission to pull your credit report with the hope that you`ll be able to secure a loan of some kind, such as car loans, credit cards, home loans etc.
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